Effective date: September 16, 2026
Last updated: September 16, 2026
PayBloom360 LLC (“PayBloom360,” “we,” “us,” or “our”) respects your privacy. This Privacy Policy explains how we collect, use, disclose, and protect information when you visit paybloom360.com, contact us, request a merchant fee analysis, upload a merchant statement, or inquire about payment processing or point-of-sale services.
Information We Collect
We may collect information that you provide directly, including:
• Your name, business name, email address, and telephone number
• Business type, estimated processing volume, and service preferences
• Information included in contact forms, consultation requests, and additional notes
• Merchant processing statements and related business documents that you voluntarily upload
• Information provided while evaluating or establishing payment-processing or point-of-sale services
Merchant statements may contain confidential business or financial information. Please redact Social Security numbers, complete bank-account numbers, passwords, or other information that is not necessary for us to evaluate your request.
We may also automatically collect limited technical information, including:
• Internet Protocol address
• Browser and device type
• Pages visited and referring pages
• Approximate location derived from an IP address
• Cookies, website activity, and diagnostic information
How We Use Information
We may use collected information to:
• Respond to questions and consultation requests
• Review processing fees and identify potential savings
• Recommend payment-processing or point-of-sale solutions
• Configure, implement, support, or service requested solutions
• Communicate about an existing or requested business relationship
• Maintain, secure, troubleshoot, and improve our website
• Prevent fraud, abuse, or security incidents
• Comply with applicable legal and regulatory obligations
Providing a telephone number does not by itself enroll you in recurring marketing text messages. We may contact you regarding the request or business relationship you initiated.
Merchant Statements and Uploaded Documents
Documents submitted through our website are used to evaluate the services you request, including merchant fee analysis and payment-processing recommendations.
We do not sell merchant statements or use them for unrelated advertising. We limit access to individuals and service providers who reasonably need the information to process or respond to your request.
Website Forms and Email
Information submitted through our forms may be processed by our website, form, hosting, security, and email-service providers. Form submissions and attachments may also be delivered to authorized PayBloom360 email accounts for review and follow-up.
Cookies and Analytics
Our website may use cookies and similar technologies required for website operation, security, form protection, preferences, and analytics.
We may use analytics tools, including services provided by Google, to understand general website traffic and improve performance. These services may collect device information, IP-derived information, and browsing activity according to their own privacy practices.
You can control or delete cookies using your browser settings. Disabling certain cookies may affect website functionality.
How We Disclose Information
We may disclose information:
• To website hosting, form, email, security, analytics, and information-technology providers that support our operations
• To authorized payment-processing, banking, point-of-sale, equipment, underwriting, or implementation partners when necessary to evaluate or provide services you request
• To professional advisers when reasonably necessary
• When required by law, legal process, regulation, or a valid governmental request
• To investigate fraud, security incidents, misuse, or threats to rights and safety
• In connection with a merger, acquisition, financing, reorganization, or transfer of business assets
We do not sell merchant statements or contact information for monetary compensation.
Data Retention
We retain information only for as long as reasonably necessary to respond to requests, provide services, maintain business records, resolve disputes, protect against fraud, and satisfy legal, contractual, accounting, or regulatory obligations.
Retention periods may vary based on the information and purpose for which it was collected.
Data Security
We use reasonable administrative, technical, and organizational safeguards designed to protect information. Information transmitted through the website is protected in transit using HTTPS encryption.
No website, email system, storage service, or transmission method can be guaranteed to be completely secure. Please avoid submitting information that is not necessary for your request.
Your Privacy Choices
You may contact us to:
• Request access to personal information associated with you
• Request correction of inaccurate information
• Request deletion of information, subject to applicable exceptions
• Withdraw a request or ask us to stop nonessential communications
• Ask questions about how your information has been used or disclosed
We may need to verify your identity before completing certain requests.
California Privacy Rights
Where applicable, California residents may have rights to request information about the personal information collected, used, or disclosed about them; request deletion or correction; opt out of certain sales or sharing; limit certain uses of sensitive personal information; and receive equal service without unlawful discrimination for exercising privacy rights.
PayBloom360 does not knowingly sell or share personal information for cross-context behavioral advertising.
To submit a privacy request, email info@paybloom360.com or call 951-390-6705. Please include “Privacy Request” in the subject line and describe the request. We may request additional information to reasonably verify your identity.
Third-Party Websites and Services
Our website may link to websites or services operated by payment processors, point-of-sale providers, banking partners, social networks, or other third parties. Their privacy practices are governed by their own policies. PayBloom360 is not responsible for the privacy practices of unaffiliated third-party websites.
Children’s Privacy
Our website and services are intended for businesses and adults. We do not knowingly collect personal information from children under 13. If you believe a child has submitted personal information, contact us so we can review and delete it where appropriate.
Changes to This Policy
We may update this Privacy Policy as our services, technology, or legal obligations change. The revised policy will be posted on this page with an updated effective date.
Contact Us
For privacy questions or requests, contact:
PayBloom360 LLC
Email: info@paybloom360.com
Phone: 951-390-6705
Website: https://paybloom360.com